Q. I stay confused about my EOBs (Explanation of Benefits) from Medicare and the like. Can you tell me an easier way to decipher these forms? - Ned Needy
Q. My business banking account doesn't hold but a couple hundred dollars a month. I've been getting a senior no-service charge rate, but now the bank has announced a monthly $5 fee if I don't have a great deal more than that in my account. Do I have any recourse?
Phillips: Home inspectors need close scrutiny
ConsumerWatch
Q. We've finally decided to buy a home but need to know what to look for in a home inspector. We've heard horror stories from friends who've picked the wrong inspector, so what should we look out for?
Lots of readers have expressed interest in other columns about freebies or low-cost merchandise.
Websites pay consumers for outdated electronics
CONSUMER WATCH COLUMN
Last week’s column featured estate sales as a way to shore up some new savings, but the modern world’s used electronics can sometimes bring a goodly amount, too. (And, yes, you can donate last week’s treasures and this week’s items for a fair market price as deductions for the calendar year’s income tax.)
Q: Any hints on winterizing my home to save money? —Samuel Saver
In honor of my daughter's 44th birthday, which is today, I thought some suggestions for birthday freebies and other deals would be fun. I partake of many of these myself; readers will enjoy them, too.
As a consumer specialist, have you heard about recent problems with glass bakeware shattering and causing injuries? I own a good bit, so I'm very concerned. -- Cindi Cook
As we continue with last week's estate planning errors, per Bottom Line Personal, be careful to check with your attorney to see whether a trust makes sense for you.
I've been hearing all kinds of rumors about estate planning errors. Even though my wife and I have a trust, I'm a bit concerned about these rumors. What's the straight story about the federal estate tax that expired in 2009?
As readers may recall, I think writer Mary Hunt is the crème de la crème of financial advisers. One of her recent newsletters dealt with clever ways in which to recycle, and I’ve stolen a few ideas to pass on, (paraphrased, of course).
I know our really cold weather is ahead of us so what can I do to help salvage energy bills?
’T is the Saturday of Christmas
More gift ideas abound, some of which arrived from readers. While all are interesting, I never would have thought of some of them when shopping at non-traditional "gift" stores.
Q: With funds so short and lots of family coming for the holidays, do you have any suggestions to conserve money instead of spending too much on gifts? -- Sam and Sara Saver
